Miami Short-Term Rental Regulations in 2025: What Every Airbnb Owner Needs to Know

Miami's short-term rental regulatory landscape is one of the most complex in Florida — not because the city is hostile to STRs, but because the rules vary significantly between jurisdictions. Whether you own in the City of Miami, Miami Beach, or unincorporated Miami-Dade County makes an enormous difference in what you're allowed to do and how you need to operate.

City of Miami vs. Miami Beach: Two Very Different Rulebooks

This is the single most important thing Miami property owners need to understand: Miami Beach and the City of Miami are separate municipalities with separate regulations. Miami Beach has historically been far more restrictive, with zoning rules that limit or prohibit short-term rentals in many residential areas. The City of Miami itself has been more permissive but requires proper licensing.

Before you do anything else, confirm which municipality your property sits in. The answer shapes every compliance step that follows.

State of Florida Licensing

Regardless of which local jurisdiction you're in, Florida state law requires all short-term rental operators to hold a Vacation Rental Dwelling license from the Department of Business and Professional Regulation (DBPR). This applies to any property rented more than three times per year for periods under 30 days. The DBPR license requires a property inspection and annual renewal.

Tax Obligations

Miami-area short-term rentals are subject to multiple layers of tax:

• Florida State Sales Tax: 6%

• Miami-Dade County Tourist Development Tax: 6%

• Florida Discretionary Sales Surtax: 1%

Airbnb and Vrbo handle tax collection and remittance automatically in Florida, but you still need to register with local tax authorities and maintain proper records.

HOA and Condo Building Rules

Miami's luxury condo market adds another compliance layer. Many high-rise buildings in Brickell, Edgewater, and Downtown Miami have building-specific rules governing short-term rentals — some require minimum stays of 30 or 90 days, others prohibit them altogether in certain unit types. A thorough review of your condo's governing documents before listing is non-negotiable.

Why Compliance Expertise Matters Here

Miami's regulatory environment changes. Miami Beach has been particularly active in adjusting its STR ordinances over the years, and what was permitted in 2022 may not be in 2025. Operating without current compliance puts your investment at real risk — fines in Miami-Dade can be significant.

At Yours Truly Hospitality, navigating this regulatory complexity is part of what we do every day. We stay current on local ordinance changes across all Miami jurisdictions, ensure all licenses are active, and build compliance into operations from day one. If you have questions about whether your property qualifies, reach out for a free consultation.

Frequently Asked Questions

Is Airbnb legal in Miami in 2025? Airbnb is legal in the City of Miami with proper state and local licensing. Miami Beach has more restrictive zoning rules that prohibit short-term rentals in many residential areas. Always verify which municipality your property is in.

Can I do short-term rentals in a Miami condo? It depends on your building's governing documents. Many Miami condo buildings restrict or prohibit short-term rentals regardless of city rules. Review your HOA or condo association bylaws before listing.